Buy a House or an Apartment in Montenegro: Which is Best for You?

  • Carine by Carine
  • 5 months ago
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My Tiny House in Montenegro

Buy a house or an apartment – Introduction

In the stunning landscapes of Montenegro, the choice between buying a house or an apartment can be a challenging one. Both options offer unique advantages and come with their own set of drawbacks. In this comprehensive guide, we’ll explore the pros and cons of purchasing a property in Montenegro, helping you make an informed decision that aligns with your lifestyle and preferences. Whether you’re looking for spacious elegance or convenient living, Montenegro has something for everyone.

Buy a House or an Apartment in Montenegro?

When it comes to investing in real estate in Montenegro, you’ll often find yourself at a crossroads: should you buy a house or an apartment? Although very often houses cost a lot more than apartments, there are now options on the market that are more affordable, such as our “Tiny Houses” in Tivat, which can remove the price factor from your decision-making. Let’s delve into the other factors that should influence your decision.


Pros of Buying a House in Montenegro

Buy a house in Montenegro

1. Space and Privacy: One of the primary advantages of purchasing a house is the generous space it offers. If you value privacy and a larger living area, a house might be the perfect choice for you. This is particularly true when it comes to the outdoor space that the house can offer you and that you do not need to share with anyone.

2. Customization: Houses usually allow for more flexibility in terms of customization. You can design your dream home with the features that matter most to you, from gardens to swimming pools.

3. Investment Potential: Houses often appreciate in value more than apartments, making them a solid long-term investment. In times of “sanitary crisis” as we have experienced in the last few years, houses tend to increase in value, as they are more sought after.


Cons of Buying a House in Montenegro

1. Maintenance and Costs: With a house, you’ll have more maintenance responsibilities and higher utility costs. Keep this in mind when budgeting.

2. Location and Convenience: Houses might be located farther from city centers, which can impact your daily commute and access to amenities.


Advantages of Buying an Apartment in Montenegro

Buy a house or an apartment in Montenegro

1. Affordability: Apartments are often more budget-friendly, making them accessible to a broader range of buyers.

2. Low Maintenance: In contrast to houses, apartments typically require less maintenance and are ideal for those with a busy lifestyle.

3. Security and Amenities: Many apartments come with added security features and sometimes communal amenities like gyms, pools, and gardens that you do not need to maintain yourself.


Disadvantages of Buying an Apartment in Montenegro

1. Limited Space: Unless they are very well designed, like our Mini Condos, apartments may offer less living space, which can be a drawback if you desire more room for your family or belongings.

2. Less Customization: While some customization is possible, apartments offer less room for personalization compared to houses.


Montenegro – The Perfect Location for your new home

Montenegro’s breathtaking landscapes, from its Adriatic coastline to its picturesque mountains, offer a unique backdrop for your new home, regardless of your choice.

Buy a house or an apartment in Montenegro. 75sqm house My Tiny House
75m2 2-bed “My Tiny House” on a 370m2 land in Kavac

Here are two options of properties that can be yours, for less than 280.000€:

1. A house: This two-bedroom house of 75m2 sitting on a land of 30m2 is for sale for 279.000€ (“cash price”). It is located in Kavac, about a 5min drive from Kotor and Tivat, nestled in the lush nature with views over the forests and surrounding mountains.

Buy a house or an apartment in Montenegro.
Full-floor 2-bed penthouse apartment in Tivat

2. An apartment: This two-bedroom condo of 62m2 with a 20m2 terrace is for sale for 250.000€. It is located on the entirety of the penthouse level of a new residential building in Dumidran, about a 3-minute drive from the center of Tivat, close to all necessary amenities.


Conclusion: Buy a House or an Apartment?

Your decision between buying a house or an apartment in Montenegro should align with your priorities, budget, and lifestyle. Montenegro boasts properties that cater to a wide range of preferences, and our team at Mini Condos in Montenegro is here to help you find the perfect match.

In the end, it all comes down to what suits you best – the spaciousness of a house with its own garden or the convenient living of a smartly designed apartment close to the center. Explore our portfolio at to discover the remarkable properties awaiting you in Montenegro.

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